Checking Product Comparison

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Product

ADVANTAGE

Checking

ADVANTAGE INTEREST

Checking

PRESTIGE GOLD (55+)

Checking

COMPLETE

Checking

eSTUDENT

Checking

Minimum to Open

$100

$100

$100

$100

$100

Interest

None

Yes, on collected balances

Yes, on collected balances

Yes, tiered interest on collected balances

None

Monthly Fee

$6 ($3 with eStatement)

$15 ($12 with eStatement)

$15 ($12 with eStatement)

$20 ($17 with eStatement)

No monthly maintenance fee for those age 18 to 24; eStatement required

Ways to Avoid Monthly Fee

One of the following:

  • $500 average monthly balance

  • 1 direct deposit per statement cycle

One of the following:

  • $2,500 average monthly balance

     

  • $15,000 combined deposits and loan/mortgage balances

     

  • 1 direct deposit per statement cycle

One of the following:

  • $100 average monthly balance

  • 1 direct deposit per statement cycle

One of the following:

  • $5,000 average monthly balance

  • $25,000 combined deposit and loan balances

 

Additional Benefits

  • Unlimited check writing and electronic banking activity

  • Fee-free access to over 60,000 Yadkin Bank, Allpoint and MoneyPass ATM locations

  • Free Debit Card with Rewards

  • Free Online Banking and Bill Pay

  • Earns 1 Rewards point for every dollar in signature-based debit card transactions

  • Free Mobile Banking and Mobile Deposit

  • 24-hour telephone banking

  • Overdraft services available

All the benefits of Advantage Checking PLUS:

  • Up to 2 automatic reimbursements of Yadkin Bank foreign ATM fees for use of non-Yadkin Bank ATMs per statement cycle

  • Free first order of 150 standard checks

  • $15 annual discount on safe deposit box rental

All the benefits of Advantage Checking PLUS:

  • Up to 2 automatic reimbursements of Yadkin Bank foreign ATM fees for use of non-Yadkin Bank ATMs per statement cycle

  • Free Prestige Gold checks

  • $40 annual discount on safe deposit box rental

  • Free notary service

  • Free official checks

All the benefits of Advantage Checking PLUS:

  • Up to 2 automatic reimbursements of Yadkin Bank foreign ATM fees for use of non-Yadkin Bank ATMs per statement cycle

  • Free standard checks annually

  • $40 annual discount on safe deposit box rental

  • Monthly maintenance fee waived on 2 Advantage Checking or Advantage Savings accounts when qualifying balances for Complete Checking are maintained

  • 1 no-fee reloadable travel card annually

  • Free notary service

  • Free official checks

 

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